This year was one of the most challenging in history for the mortgage and real estate industries. The Mortgage Lender Implode A Meter reached over 300 companies including Countrywide, Washington Mutual, Fannie Mae and Freddie Mac. We go into next year facing the same type of challenges with new twists. Many in my industry have not survived the carnage of 2008. Thank you for helping Direct Discount Mortgage survive. We owe everything to you, our clients.
We hope you have had a wonderful Holiday Season which is a time for reflection and planning so that you can make the best of 2009. Please continue being positive and I thank you for your continued referrals.
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